Real Time RatesCompare MMF and bank deposit investments in Kenya today.
Real Time Rates shows published money market fund yields and commercial-bank rate snapshots alongside editable calculators. Check each rate's source period before comparing returns, then model any amount, duration and monthly contribution.
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Your plan
KESAdded at the end of each month.
MMFs · Apr 27, 2026 · Banks · JANUARY 2026
Arvocap
Most Kenyan MMFs accrue daily and credit monthly.
Show in today's money
Adjust for inflation to see real purchasing power.
Final balance
Ksh 4,285,383
2.26× total invested
Contributed
Ksh 1,900,000
Ksh 100,000 initial + Ksh 1,800,000 added
Interest earned
Ksh 2,385,383
+125.5% on what you put in
Growth over 15 years
Contributions build the floor; interest compounds on top.
Yearly breakdown
End of year · KES| Year | Contributions | Interest | Balance |
|---|---|---|---|
| 0 | Ksh 100,000 | Ksh 0 | Ksh 100,000 |
| 1 | Ksh 220,000 | Ksh 14,940 | Ksh 234,940 |
| 2 | Ksh 340,000 | Ksh 42,963 | Ksh 382,963 |
| 3 | Ksh 460,000 | Ksh 85,339 | Ksh 545,339 |
| 4 | Ksh 580,000 | Ksh 143,458 | Ksh 723,458 |
| 5 | Ksh 700,000 | Ksh 218,848 | Ksh 918,848 |
| 6 | Ksh 820,000 | Ksh 313,182 | Ksh 1,133,182 |
| 7 | Ksh 940,000 | Ksh 428,299 | Ksh 1,368,299 |
| 8 | Ksh 1,060,000 | Ksh 566,212 | Ksh 1,626,212 |
| 9 | Ksh 1,180,000 | Ksh 729,132 | Ksh 1,909,132 |
| 10 | Ksh 1,300,000 | Ksh 919,485 | Ksh 2,219,485 |
| 11 | Ksh 1,420,000 | Ksh 1,139,928 | Ksh 2,559,928 |
| 12 | Ksh 1,540,000 | Ksh 1,393,381 | Ksh 2,933,381 |
| 13 | Ksh 1,660,000 | Ksh 1,683,044 | Ksh 3,343,044 |
| 14 | Ksh 1,780,000 | Ksh 2,012,428 | Ksh 3,792,428 |
| 15 | Ksh 1,900,000 | Ksh 2,385,383 | Ksh 4,285,383 |
Latest rates in Kenya
The site snapshot was refreshed on 6 November 2026. Each figure retains its own published source period shown above and in the rate tables.
Money Market Fund pages
Compare money market fund interest rates today and bank deposit pages. Both use the same current rate snapshot and editable calculators.