ABSA Bank Kenya loan calculator.
ABSA Bank Kenya prices loans at a weighted-average of 15.48% per the Central Bank of Kenya — ranked #15 of 38 cheapest. A Ksh 1,000,000 loan over 5 years runs at about Ksh 24,043/month.
Lending rate
15.48%
#15 of 38 cheapest
Monthly (1M · 5y)
Ksh 24,043
Industry avg Ksh 16,667
Total interest (1M · 5y)
Ksh 442,558
vs Ksh 0 at industry avg
Calculate your ABSA Bank Kenya loan
Enter any loan amount and term to see your monthly repayment, total cost, and full amortisation schedule.
Loan details
KESCurated CBK bank-rate reference snapshot · JANUARY 2026
+15.48 pp vs industry average
Fees & duties
Processing, insurance, and 20% excise on interest.
CRB check, legal, valuation, stamp duty.
Monthly payment
Ksh 27,456
For 60 months · incl. fees
Total repaid
Ksh 1,589,658
Principal Ksh 1,000,000 + Ksh 589,658 extras
Effective APR
21.07%
Advertised rate 15.48% · 44.3% interest on principal
Repayment mix over 5 years
Early payments lean on interest; later ones clear principal.
Amortisation (yearly)
End of year · KES| Year | Interest paid | Principal paid | Balance |
|---|---|---|---|
| 0 | Ksh 0 | Ksh 0 | Ksh 1,000,000 |
| 1 | Ksh 144,893 | Ksh 143,618 | Ksh 856,382 |
| 2 | Ksh 265,907 | Ksh 311,116 | Ksh 688,884 |
| 3 | Ksh 359,071 | Ksh 506,464 | Ksh 493,536 |
| 4 | Ksh 419,755 | Ksh 734,291 | Ksh 265,709 |
| 5 | Ksh 442,558 | Ksh 1,000,000 | Ksh 0 |
Popular ABSA Bank Kenya loan scenarios
Pre-calculated repayments at ABSA Bank Kenya's current lending rate.
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- Habib Bank A.G. Zurich 14.55%
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- Bank of India 14.94%
- Premier Bank Kenya 15.12%
- Bank of Baroda (Kenya) 15.12%
- Diamond Trust Bank Kenya 15.44%
- ABSA Bank Kenya 15.48%
- Guaranty Trust Bank 15.61%
- Victoria Commercial Bank 15.68%
- NCBA Bank Kenya 15.68%
- KCB Bank Kenya 15.76%
- Prime Bank 15.79%
- Kingdom Bank 15.80%
- National Bank of Kenya 15.87%
- Co-operative Bank of Kenya 16.10%
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- Family Bank 16.40%
- Development Bank of Kenya 16.63%
- DIB Bank Kenya 16.87%
- UBA Kenya Bank 16.90%
- I&M Bank 16.90%
- African Banking Corporation 17.31%
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- HFC Limited 18.99%
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- Middle East Bank 19.87%
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- Commercial International Bank Kenya 20.00%