Prime Bank loan calculator.
Prime Bank prices loans at a weighted-average of 15.79% per the Central Bank of Kenya — ranked #20 of 38 cheapest. A Ksh 1,000,000 loan over 5 years runs at about Ksh 24,207/month.
Lending rate
15.79%
#20 of 38 cheapest
Monthly (1M · 5y)
Ksh 24,207
Industry avg Ksh 16,667
Total interest (1M · 5y)
Ksh 452,397
vs Ksh 0 at industry avg
Calculate your Prime Bank loan
Enter any loan amount and term to see your monthly repayment, total cost, and full amortisation schedule.
Loan details
KESCurated CBK bank-rate reference snapshot · JANUARY 2026
+15.79 pp vs industry average
Fees & duties
Processing, insurance, and 20% excise on interest.
CRB check, legal, valuation, stamp duty.
Monthly payment
Ksh 27,672
For 60 months · incl. fees
Total repaid
Ksh 1,601,527
Principal Ksh 1,000,000 + Ksh 601,527 extras
Effective APR
21.44%
Advertised rate 15.79% · 45.2% interest on principal
Repayment mix over 5 years
Early payments lean on interest; later ones clear principal.
Amortisation (yearly)
End of year · KES| Year | Interest paid | Principal paid | Balance |
|---|---|---|---|
| 0 | Ksh 0 | Ksh 0 | Ksh 1,000,000 |
| 1 | Ksh 147,872 | Ksh 142,608 | Ksh 857,392 |
| 2 | Ksh 271,522 | Ksh 309,437 | Ksh 690,563 |
| 3 | Ksh 366,838 | Ksh 504,601 | Ksh 495,399 |
| 4 | Ksh 429,006 | Ksh 732,912 | Ksh 267,088 |
| 5 | Ksh 452,397 | Ksh 1,000,000 | Ksh 0 |
Popular Prime Bank loan scenarios
Pre-calculated repayments at Prime Bank's current lending rate.
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- Paramount Bank 14.47%
- Habib Bank A.G. Zurich 14.55%
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- Equity Bank Kenya 14.89%
- Bank of India 14.94%
- Premier Bank Kenya 15.12%
- Bank of Baroda (Kenya) 15.12%
- Diamond Trust Bank Kenya 15.44%
- ABSA Bank Kenya 15.48%
- Guaranty Trust Bank 15.61%
- Victoria Commercial Bank 15.68%
- NCBA Bank Kenya 15.68%
- KCB Bank Kenya 15.76%
- Prime Bank 15.79%
- Kingdom Bank 15.80%
- National Bank of Kenya 15.87%
- Co-operative Bank of Kenya 16.10%
- M-Oriental Bank 16.17%
- Family Bank 16.40%
- Development Bank of Kenya 16.63%
- DIB Bank Kenya 16.87%
- UBA Kenya Bank 16.90%
- I&M Bank 16.90%
- African Banking Corporation 17.31%
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- Bank of Africa Kenya 18.07%
- SBM Bank Kenya 18.09%
- HFC Limited 18.99%
- Credit Bank 19.41%
- Middle East Bank 19.87%
- Access Bank Kenya 19.98%
- Commercial International Bank Kenya 20.00%